Documents
Documents
Articles of Incorporation
The Articles of Incorporation establish the existence of the HOA as a nonprofit corporation. They are filed with the Secretary of State.
Declaration of Covenants
The Declaration of Covenants is recorded with the register of deeds in the initial phase of development of a planned community, such as our community of eleven homes. In them you’ll find things like a description of the property covered by the CC&Rs (Covenants, Conditions & Restrictions), language establishing the HOA, a protocol for levying annual and special assessments for common expenses, and a description of the common areas and amenities.
In plain English, "CC&Rs" is the rulebook that defines what homeowners can and can’t do with their property and how the HOA is legally structured. Typical CC&R content includes: Architectural rules, Maintenance responsibilities, Use restrictions (noise, pets, rentals, etc.), Common/limited common element definitions, Rights and obligations of the HOA, Enforcement mechanisms, Assessments and dues authority. However, the governance of the HOA is described in the HOA Bylaws (later on this page).
Declaration of Covenants
Supplemental Covenants, Buildings 1, 2 & 3
Supplemental Covenants, Buildings 4 & 5
Supplemental Covenants, Buildings 6 & 7
Supplemental Covenants, Buildings 8, 9, 10, & 11
Bylaws, Rules & Regulations
The bylaws are the rules adopted by the organization to govern its internal operations and external dealings. The purpose of the bylaws is to guide the board’s actions and decisions. The bylaws include fundamental rules governing the HOA. Information that is likely to change frequently is included in procedures or policy manuals. These bylaws can be amended by the unanimous decision of the Board of Directors or at any annual or special meeting called for the purpose of amending the bylaws, by a vote of the members.
Policies
cedures or policy manuals. These bylaws can be amended by the unanimous decision of the Board of Directors or at any annual or special meeting called for the purpose of amending the bylaws, by a vote of the members.
Rules, Regulations, & Guidelines
CCIOA Compliance Policy
Architectural Review (ARC) Policy/Procedure
Duplex Enforcement Procedures
Reserve Studies
Master HOA Maintenance vs. NE Block 10 HOA Maintenance vs. Homeowner Maintenance
In our neighborhood, the Master HOA and NE Block 10 HOA are responsible for different aspects of maintenance in the community.
The Master HOA is responsible for:
Maintaining the trees along Snowberry Lane
Maintaining the landscaping in the pocket park
Snow removal
The NE Block 10 HOA is responsible for:
Maintaining the sprinkler system and landscaping on our properties
Trash pick-up
Maintaining the exteriors of our buildings, as defined in the Declaration of Covenants.
Note: The HOA is not responsible for repairing exterior light fixtures, windows, doors, or garage doors.
Snow removal responsibilities are handled by the Master HOA. If there are any issues with snow removal, just email snow@northendhoa.com.
Master HOA
Alley behind the houses
Road around the pocket park
Parking spaces which are not occupied
Sidewalk in the pocket park
Sidewalks in front of our houses
Pads between garage doors and alley
Homeowners
Steps to front doors
Roads are cleared only when we get at least 4 inches of snow.
Sidewalks are cleared only when we get at least 2 inches of snow.
Homeowners are asked to keep a shovel handy to clear their walks or driveways when minimal snow falls, or to tidy up the job if wind blows snow back onto a previously cleared surface. How well the walk is cleared may depend on whether the sidewalk or the road gets cleared first. There will be times when homeowners need to help out.
Homeowners on the south side of the cul-de-sac, where the homes shade the sidewalks, need to make an extra effort to keep their walks cleared of snow and have sand or snow-melt available to prevent ice from forming on the walks.
HOA Insurance vs. Homeowner Insurance
The HOA insurance policy covers the rebuilding of the basic structure of each house. This includes the exterior walls, siding, roof, plumbing, wiring, and ductwork.
The Homeowner’s insurance policy needs to cover the rebuilding of the interior of the home. This includes the finishing and painting of the interior walls, light fixtures & ceiling fans, fireplaces, interior and exterior doors, windows, kitchen cabinets, fixtures & appliances, bathroom cabinets & fixtures, furnace, air conditioner, and hot water heater.
The Homeowner’s insurance policy should also include a “loss assessment” to cover the 5% HOA deductible for wind and hail damage.
Certificate of Insurance
If you need a certificate of HOA insurance sent to your mortgage company, call or fax the agent listed below. Please provide the name of the HOA, your address, the contact information for your mortgage company, and a loan number if applicable.
Schad Agency, Inc.
Agent: Devon Schad
433 Summit Blvd. #101
Broomfield, CO 80021
Tel: (303) 661-0083
Fax: (303) 661-0085
For Certificates or Other Concerns:
certificate@schadagnecy.com
info@schadagency.com